BENEFIT OPTIONS
*Cover Limits:| TYPE OF COVER | SUM ASSURED | CHILD COVER |
| Silver | Kshs. 200,000 | Kshs. 100,000 |
| Diamond | Kshs. 100,000 | Kshs. 100,000 |
| Platinum | Kshs. 50,000 | Kshs. 50,000 |
| TYPE OF MEMBER | ENTYR AGE LIMIT |
| Principal Member | 18 – 70 |
| Spouse | 18 – 70 |
| Child | 1Month to 24 Years |
| Parent of Principal Member/ Spouse | Age limit 80 Years |
WHO SHOULD JOIN?
- Registered Groups
- SACCOs
Group – consists of 10 individuals or more
Policy Term – The policy shall be a one year renewable policy. There shall be no withdrawal or surrender benefit
Claims Processing – In the event of a claim, it shall be processed within 48 hours of the insurer being notified and the necessary documentation submitted by the claimants.
REQUIRED CLAIM DOCUMENTS
- Executed Benefit Claim Form
- Certified copy of Original Burial Permit from a Morgue or Hospital
- Copy of Police Abstract for Accidental Deaths
- Copy of Claimant’s National Identification card.
- Copy of Deceased National Identification OR Copy of Certified Surrender of National ID Letter
| Premium Rates for Nuclear Family with up to 4 children | ||||||
| COVER LIMIT | 200,000 | 100,000 | 50,000 | |||
| GROUP COVER | 2,700 | 1,800 | 900 | |||
| Additional Dependents | ||||||
| Spouse | 900 | 500 | 200 | |||
| Child | 400 | 200 | 100 | |||
| COVER LIMIT | PARENT AGE LIMIT | 200,000 | 100,000 | 50,000 | |||
| GROUP COVER | Up to 65 years | 6,000 | 3,500 | 1,700 | |||
| 66 – 70 years | 7,500 | 4,200 | 2,100 | ||||
| 71 – 75 years | 8,800 | 4,800 | 2,400 | ||||
| 76 – 80 years | 13,700 | 7,300 | 3,600 | ||||
| KES.100,000 payable on child below age 10 years as provided for in the Insurance Act.
*Pricing inclusive of parents will be determined by the oldest parent |
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WAITING PERIOD
| 1. Accidental Deaths | Nil |
| 2. Illness Related Deaths (Nuclear Family) | 30 days |
| 3. Illness Related Deaths (Parents, Parent In-Laws) | 90 days |
CLAIMS
Notification must be sent to KUSCCO Mutual Assurance Ltd immediately following the death of any member
Contact: claims@kusccomutual.co.ke