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Grow the pension pot

This retirement benefit scheme is for employees of organisations who are working on permanent terms of service. It is regulated by the Retirement Benefits Authority (RBA).

It can be in the form of Contributory Scheme, in which both the employer and employee make monthly contributions, usually a percentage of employee salary or defined benefit, in which the lump sum pay-out is as defined in relation to salary at retirement and years of service.

Following retirement, the member will be paid either a cash lump sum, commute to monthly pension or get paid part lump sum and part pension until death or lapse of a guaranteed period.

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